JochieSantiago Maybe the market in your country is different. Where I'm from, exchange values drop significantly. I bought my Phone 3a Pro for 32k seven months ago, and now the exchange value is just 12k—that's over 50% loss.
Perhaps in your region, exchange values and bonuses are better, so you wouldn't face such a steep loss when upgrading. I was just sharing my perspective.
Since you Chose NP3, I assumed you might have chosen it for the clean, minimal UI. If bloatware doesn't bother you and camera quality isn't a priority, the Poco F7 isn't a bad phone at all.
I wasn't against your decision or anything. You asked for the community's opinion, so I shared mine.