AmirrezaAtashinbar coustom rom requires unlocking bootloader or rooting the device and if you’re new to installing custom roms there are very high chances that your ohone will brick and you’ve to visit service center to get it flashed or you’ve to do it yourself…
Not all custom roms support banking apps and sometimes cause issues for certain apps …
Not updating to android 17 will not break your device or will not make it unusable… all banking apps will work fine even after 5-6 years…
You’ll still recieve security updates for next 1 year and some feature updates if the device is still under 3 year bracket…