Do not overthink it. Phone charging is protocol driven. Closest protocol match = optimal charging speed. Mismatch = compromised charging speed. Your phone supports PPS + PD 3.0 charging protocols and that includes charging cable also. If you are buying new, find a compliant charger from a reliable brand (Samsung, Anker, Nothing, CMF). Most affordable, yet reliable charger is the Samsung 25W fast charger. You can expect 15% to 90% charging time to be close to 50 min - 1 hr. If you already have a charger at home and are not interested in buying something new, it’s ok. Note down the charging speed and set your expectations accordingly. It won’t destroy your phone unless the charger is of very poor quality (some cheap knockoff).
